Meet the Team
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Zachary is a graduate of Salisbury University with a degree in Finance. After graduation, he became a Financial Advisor with Merrill Lynch, where he built his practice before launching SCO Wealth Management in the spring of 2020. Zachary has been named a recipient of the Five Star Wealth Manager* award in 2024. SCO Wealth Management has been recognized on the 2026 Forbes Best-in-State Wealth Management Teams** list.
Outside the office, Zach is very involved in the local community. He and his wife, Nicole, serve on the board of The Sparrow Fund, a nonprofit organization that supports families in foster care and adoption as well as those who provide care for vulnerable children. Some of Zach’s favorite hobbies include spending time outdoors, hunting, and fishing. He is also an avid Baltimore Ravens and Baltimore Orioles fan!
*The Five Star Wealth Manager award was issued on 1/1/24 by Five Star Professional (FSP) for the time period 4/10/2023 through 10/31/23. Wealth managers do not pay a fee to be considered or placed on the final list of Five Star Wealth Managers. The award is based on 10 objective criteria. Eligibility criteria – required: 1. Credentialed as a registered investment adviser or a registered investment adviser representative; 2. Actively licensed as a registered investment adviser or as a principal of a registered investment adviser firm for a minimum of 5 years; 3. Favorable regulatory and complaint history review (As defined by FSP, the wealth manager has not; A. Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; B. Had more than a total of three settled or pending complaints filed against them and/or a total of five settled, pending, dismissed or denied complaints with any regulatory authority or FSP’s consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through FSP’s consumer complaint process; feedback may not be representative of any one client’s experience; C. Individually contributed to a financial settlement of a customer complaint; D. Filed for personal bankruptcy within the past 11 years; E. Been terminated from a financial services firm within the past 11 years; F. Been convicted of a felony); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients. Evaluation criteria – considered: 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. FSP does not evaluate quality of services provided to clients. The award is not indicative of the wealth manager’s future performance. Wealth managers may or may not use discretion in their practice and therefore may not manage their clients’ assets. The inclusion of a wealth manager on the Five Star Wealth Manager list should not be construed as an endorsement of the wealth manager by FSP or this publication. Working with a Five Star Wealth Manager or any wealth manager is no guarantee as to future investment success, nor is there any guarantee that the selected wealth managers will be awarded this accomplishment by FSP in the future. 2,149 Baltimore Area wealth managers were considered for the award; 257, 12% percent of candidates were named 2024 Five Star Wealth Managers. Visit www.fivestarprofessional.com.
**2026 Forbes Best-in-State Wealth Management Teams: Awarded January 2026
Data compiled by SHOOK Research LLC based on the time period from 3/31/24 - 3/31/25 (Source: Forbes.com). The Forbes Best-in-State Wealth Management Teams rating algorithm is based on the previous year's industry experience, interviews, compliance records, assets under management (minimum variable by state), revenue and other criteria by SHOOK Research, LLC. Investment performance is not a criterion. Self-completed survey was used for rating. This rating is not related to the quality of the investment advice and based solely on the disclosed criteria. 12,787 wealth management teams were considered for the rating; 6,149 (48% of candidates) were named 2026 Forbes Best-in-State Wealth Management Teams.
Partner
CFP, CRPS
- CA Insurance License Number: 0G17502. Resident State MD.
Before launching his own independent practice, Tom built a diverse group of clients during his time with Merrill Lynch Wealth Management. Tom graduated from Towson University with a degree in Economics and then went on to receive his Masters in Personal Financial Planning (MPAS®) from the College of Financial Planning. He also holds several other certifications, including CFP®, and CRPS®. Tom has been named a recipient of the Five Star Wealth Manager award in 2024 and SCO Wealth Management has been recognized on the 2026 Forbes Best-in-State Wealth Management Teams list.
Outside the office, Tom enjoys spending time with his wife, Caitlin, and their sons, Jonathan, and Emmett. Tom likes to stay active; some of his favorite hobbies include golfing, snowboarding, and skeet shooting. He is also very passionate about music and enjoys playing the guitar and drums.
*The Five Star Wealth Manager award was issued on 1/1/24 by Five Star Professional (FSP) for the time period 4/10/2023 through 10/31/23. Wealth managers do not pay a fee to be considered or placed on the final list of Five Star Wealth Managers. The award is based on 10 objective criteria. Eligibility criteria – required: 1. Credentialed as a registered investment adviser or a registered investment adviser representative; 2. Actively licensed as a registered investment adviser or as a principal of a registered investment adviser firm for a minimum of 5 years; 3. Favorable regulatory and complaint history review (As defined by FSP, the wealth manager has not; A. Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; B. Had more than a total of three settled or pending complaints filed against them and/or a total of five settled, pending, dismissed or denied complaints with any regulatory authority or FSP’s consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through FSP’s consumer complaint process; feedback may not be representative of any one client’s experience; C. Individually contributed to a financial settlement of a customer complaint; D. Filed for personal bankruptcy within the past 11 years; E. Been terminated from a financial services firm within the past 11 years; F. Been convicted of a felony); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients. Evaluation criteria – considered: 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. FSP does not evaluate quality of services provided to clients. The award is not indicative of the wealth manager’s future performance. Wealth managers may or may not use discretion in their practice and therefore may not manage their clients’ assets. The inclusion of a wealth manager on the Five Star Wealth Manager list should not be construed as an endorsement of the wealth manager by FSP or this publication. Working with a Five Star Wealth Manager or any wealth manager is no guarantee as to future investment success, nor is there any guarantee that the selected wealth managers will be awarded this accomplishment by FSP in the future. 2,149 Baltimore Area wealth managers were considered for the award; 257, 12% percent of candidates were named 2024 Five Star Wealth Managers. Visit www.fivestarprofessional.com.
2026 Forbes Best-in-State Wealth Management Teams: Awarded January 2026
Data compiled by SHOOK Research LLC based on the time period from 3/31/24 - 3/31/25 (Source: Forbes.com). The Forbes Best-in-State Wealth Management Teams rating algorithm is based on the previous year's industry experience, interviews, compliance records, assets under management (minimum variable by state), revenue and other criteria by SHOOK Research, LLC. Investment performance is not a criterion. Self-completed survey was used for rating. This rating is not related to the quality of the investment advice and based solely on the disclosed criteria. 12,787 wealth management teams were considered for the rating; 6,149 (48% of candidates) were named 2026 Forbes Best-in-State Wealth Management Teams.
Partner
CFP, CRPS, CRPC
- CA Insurance License Number: 4169322. Resident State MD
Mike began his career with Merrill Lynch in 1988 after graduating from Loyola University with a degree in Finance. Throughout his career, Mike has had the privilege of working with some incredible clients and their families. One of the greatest things Mike loves about what he does is building strong, trustworthy relationships with his clients to the point where they become more than just a valued client, but a family friend for years to come.
In his free time, Mike enjoys spending time with his friends and family on Maryland's Eastern Shore. Some of his favorite hobbies include boating on Chesapeake Bay, fishing, and waterfowl hunting. Mike is also a fan of the Baltimore Ravens.
*2019 Forbes Best-In-State Wealth Advisors: Awarded February 2019; Data compiled by SHOOK Research LLC based on the time period from 6/30/17 - 6/30/18 (Source: Forbes.com).
The Forbes Best-in-State Wealth Advisors rating algorithm is based on the previous year’s industry experience, interviews, compliance records, assets under management, revenue and other criteria by SHOOK Research, LLC. Investment performance is not a criterion. Self-completed survey was used for rating. This rating is not related to the quality of the investment advice and based solely on the disclosed criteria.
**The Five Star Wealth Manager award was issued on 1/1/24 by Five Star Professional (FSP) for the time period 4/10/2023 through 10/31/23. Wealth managers do not pay a fee to be considered or placed on the final list of Five Star Wealth Managers. The award is based on 10 objective criteria. Eligibility criteria – required: 1. Credentialed as a registered investment adviser or a registered investment adviser representative; 2. Actively licensed as a registered investment adviser or as a principal of a registered investment adviser firm for a minimum of 5 years; 3. Favorable regulatory and complaint history review (As defined by FSP, the wealth manager has not; A. Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; B. Had more than a total of three settled or pending complaints filed against them and/or a total of five settled, pending, dismissed or denied complaints with any regulatory authority or FSP’s consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through FSP’s consumer complaint process; feedback may not be representative of any one client’s experience; C. Individually contributed to a financial settlement of a customer complaint; D. Filed for personal bankruptcy within the past 11 years; E. Been terminated from a financial services firm within the past 11 years; F. Been convicted of a felony); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients. Evaluation criteria – considered: 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. FSP does not evaluate quality of services provided to clients. The award is not indicative of the wealth manager’s future performance. Wealth managers may or may not use discretion in their practice and therefore may not manage their clients’ assets. The inclusion of a wealth manager on the Five Star Wealth Manager list should not be construed as an endorsement of the wealth manager by FSP or this publication. Working with a Five Star Wealth Manager or any wealth manager is no guarantee as to future investment success, nor is there any guarantee that the selected wealth managers will be awarded this accomplishment by FSP in the future. 2,149 Baltimore Area wealth managers were considered for the award; 257, 12% percent of candidates were named 2024 Five Star Wealth Managers. Visit www.fivestarprofessional.com
***2026 Forbes Best-in-State Wealth Management Teams: Awarded January 2026
Data compiled by SHOOK Research LLC based on the time period from 3/31/24 - 3/31/25 (Source: Forbes.com). The Forbes Best-in-State Wealth Management Teams rating algorithm is based on the previous year's industry experience, interviews, compliance records, assets under management (minimum variable by state), revenue and other criteria by SHOOK Research, LLC. Investment performance is not a criterion. Self-completed survey was used for rating. This rating is not related to the quality of the investment advice and based solely on the disclosed criteria. 12,787 wealth management teams were considered for the rating; 6,149 (48% of candidates) were named 2026 Forbes Best-in-State Wealth Management Teams.
2024 Forbes Best-in-State Wealth Management Teams: Awarded January 2024; Data compiled by SHOOK Research LLC based on the time period from 3/31/22 - 3/31/23 (Source: Forbes.com). The Forbes Best-in-State Wealth Management Teams rating algorithm is based on the previous year’s industry experience, interviews, compliance records, assets under management, revenue and other criteria by SHOOK Research, LLC. Investment performance is not a criterion. Self-completed survey was used for rating. This rating is not related to the quality of the investment advice and based solely on the disclosed criteria.
Partner
CFP, CRPC
- CA Insurance License Number: 0G17514. Resident State MD.
Outside the office, Stephanie enjoys spending time with her husband, Kyle, and her son Logan.
*2026 Forbes Best-in-State Wealth Management Teams: Awarded January 2026
Data compiled by SHOOK Research LLC based on the time period from 3/31/24 - 3/31/25 (Source: Forbes.com). The Forbes Best-in-State Wealth Management Teams rating algorithm is based on the previous year's industry experience, interviews, compliance records, assets under management (minimum variable by state), revenue and other criteria by SHOOK Research, LLC. Investment performance is not a criterion. Self-completed survey was used for rating. This rating is not related to the quality of the investment advice and based solely on the disclosed criteria. 12,787 wealth management teams were considered for the rating; 6,149 (48% of candidates) were named 2026 Forbes Best-in-State Wealth Management Teams.
Registered Client Associate
Spencer Schenking, CFP, CRPC
Registered Client Associate
Spencer’s contributions give our clients confidence knowing their accounts are properly maintained. Before joining SCO Wealth Management, Spencer worked as a Financial Services Representative and Financial Solutions Advisor at Merrill Lynch. In 2018, Spencer graduated from Salisbury University with degrees in Accounting and Finance, though he does not currently offer accounting services. SCO Wealth Management has been recognized on the 2026 Forbes Best-in-State Wealth Management Teams* list.
Outside the office, Spencer is very involved in his community. He is a Younglife Leader, an organization that provides mentoring and outreach to local high school students. Spencer loves to be outside and stay active; some of his favorite hobbies include surfing, fishing, and hiking.
*2026 Forbes Best-in-State Wealth Management Teams: Awarded January 2026
Data compiled by SHOOK Research LLC based on the time period from 3/31/24 - 3/31/25 (Source: Forbes.com). The Forbes Best-in-State Wealth Management Teams rating algorithm is based on the previous year's industry experience, interviews, compliance records, assets under management (minimum variable by state), revenue and other criteria by SHOOK Research, LLC. Investment performance is not a criterion. Self-completed survey was used for rating. This rating is not related to the quality of the investment advice and based solely on the disclosed criteria. 12,787 wealth management teams were considered for the rating; 6,149 (48% of candidates) were named 2026 Forbes Best-in-State Wealth Management Teams.
Registered Client Associate
CFP, CRPC
Sarah entered the financial industry on the banking side with Eastern Savings Bank and Bank of America. Sarah then spent 15 years serving ultra-high net worth clients as a Senior Client Associate with WMS Partners and a year with Marshall Financial Group as a Client Service Administrator. Sarah joined SCO Wealth Management in fall of 2024 as a Client Associate. Sarah holds an Associate’s Degree in English from Community College of Baltimore County. SCO Wealth Management has been recognized on the 2026 Forbes Best-in-State Wealth Management Teams list.
Sarah’s life motto that she tries to live by is “You can always get more money; you can’t always get more memories.” Focusing on living in the moment, spending time with loved ones, saying YES to adventures and new experiences whenever possible.
Outside of office, Sarah enjoys spending time with her husband, James, and her sons, Alex and Colin. Sarah volunteers in the children’s ministry at her church. She greatly enjoys serving in the Pre-K classroom and having a positive impact on the next generation. She also volunteers at her sons’ elementary school whenever the chance arises. The staff at this school has been such a blessing to her family since they moved to the area in 2019, she feels that it is an honor to serve in any way that supports the wellbeing of the students and staff. Sarah loves photography and she can often be found on the sidelines of her sons’ sports games with her camera in hand capturing the action. She says that she “finds herself drawn to capturing the everyday moments in life that make up our days”. Some of her favorite pictures are the candid ones snapped of her family and loved ones enjoying life and living in the moment.
2026 Forbes Best-in-State Wealth Management Teams: Awarded January 2026
Data compiled by SHOOK Research LLC based on the time period from 3/31/24 - 3/31/25 (Source: Forbes.com). The Forbes Best-in-State Wealth Management Teams rating algorithm is based on the previous year's industry experience, interviews, compliance records, assets under management (minimum variable by state), revenue and other criteria by SHOOK Research, LLC. Investment performance is not a criterion. Self-completed survey was used for rating. This rating is not related to the quality of the investment advice and based solely on the disclosed criteria. 12,787 wealth management teams were considered for the rating; 6,149 (48% of candidates) were named 2026 Forbes Best-in-State Wealth Management Teams.
Client Associate
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